A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now? We reveal what’s currently a competitive rate, and how you may be able to land one. Let’s not sugarcoat this. Four rate hikes in just eight months is leaving plenty of home owners facing the squeeze of higher-than-expected loan repayments. In fact, the cash rate is now sitting at 4.6%, a level not seen since 2011. The difference is that 15 years

Here we go again … The Reserve Bank of Australia (RBA) has raised the cash rate for a fourth time this year to 4.60%. Check out this week’s article to find out why they felt the need to pass on more borrowing pain to mortgage holders. Following hikes in February, March and May, this latest 0.25% increase now brings the cash rate to the highest level it’s been in 15 years – since October 2011. The RBA’s Monetary Policy Board said in a statement that since the previous RBA meet

The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potential tax benefits of negative gearing. Here’s how it could be done. The 2026 Federal Budget may have changed many of the rules for property investors. But a rental property can still be an attractive long-term investment. And yes, you may still be able to benefit from negative gearing. The key lies in the type of property you buy. That’s because different rul