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No Christmas rate cut – could rates rise in 2026?
Not so long ago plenty of economists were tipping a fresh round of rate cuts in 2026. But the picture’s not so clear anymore. There’s even talk of possible rate hikes next year. Here’s how you can prepare. Talk about interest rates being unpredictable! We started 2025 with the Reserve Bank of Australia’s (RBA’s) cash rate sitting at 4.35%. February saw the first rate cut in five years . After two further rate cuts, the cash rate is down to 3.60% . And thanks to the RBA keep


2% deposit scheme ‘Help to Buy’ launches
Imagine being able to buy your own home with just a $12,000 deposit. That’s what the federal government’s new Help to Buy shared equity scheme can offer . But there are some pros and cons to be aware of. Let’s take a look. Think back to 2022. That’s when the Labor government first proposed a new Help to Buy scheme . It sparked plenty of interest back then. But three years is a long time to wait for anything, and chances are plenty of would-be home buyers have now forgotten a


Why now may be the time to buy a rental property
2025 has been a big year for property investors. But the rapid growth of investment lending has fuelled speculation about a possible crackdown on loans to property investors. We explain what’s happening, and why it might be worth considering bringing forward your plans. The past year has been a cracker for property investors. The tightest vacancy rates on record have seen a pick-up in rental growth. Interest rates on investment home loans are at their lowest since late 20
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